First Time Home Buyer Course

 Monday, July 16
Wednesday July 18
Monday, July 23
Wednesday, July 25


Sponsored by

at the Charles River Public Internet Center, Waltham

$50 for individual- register here:

$75 for two family members taking the course together- register here:

Or, to register by mail, fill out this registration form and mail it with your check ($50 per person, $75 for two family members) with FTHB in the memo line, to WATCH CDC, 24 Crescent St., Ste. 201, Waltham, MA  02453.  


For more information, e-mail Tania or call WATCH at 781-891-6689 ext. 206.  Please leave your name, email address and phone number in the message, 

Location: Charles River Public Internet Center.  Please go to for map or download flyer here

You must print the map and take it with you, as the Center is not exactly located at its street address.  To get into the correct parking lot, use 11 Cooper St. in Waltham in your GPS.

If you need to take a class before then, please go to and click on Homebuyer in the upper right hand corner of their home page. There you will find a calendar listing all available classes in Massachusetts.

This course consists of important information for all first-time home buyers! You will learn about:

  • Credit, debit and budgeting issues
  • Qualifying for a mortgage
  • Shopping for a home
  • The legal aspects of home buying
  • The responsibilities of being a homeowner

WATCH’s class is certified by CHAPA's Massachusetts Homeownership Collaborative, so graduates may be eligible for Down Payment Assistance programs from their City or Town or for the Soft Second mortgage(link is external) or other mortgages designed for first time homebuyers. The class fee is $50 per person or $75 per couple. All classes take place in Waltham.

Couples purchasing a home together are both encouraged to attend, although (unless your mortgage lender tells you otherwise) only one person is required to complete the course in order to qualify for downpayment assistance or the Soft Second mortgage

For a schedule of all CHAPA-certified classes throughout the state, visit the CHAPA website.

For a list of affordable homes for sale, visit CHAPA's Mass Access site or MAHA's Mass Affordable Homes(link is external) site.

Already took the class? Check out these supplemental materials.

Budget Worksheet for Healthy Home Finances

CHAPA certified First Time Home Buyers Reference Book :

Cover Page

Table of Contents



Budgeting and Credit

Housing Search

MA Municipal FTHB Assistance Programs 

Obtaining a Mortgage


Home Inspection



Successful Home 

Multi-Family Ownership

Condo Ownership

How to Purchase a Foreclosed Property

Foreclosure Prevention

Post Purchase 



Review Sheets