First Time Home Buyer Course

Virtual FTHB Course (Zoom format)

WATCH is currently offering First Time Home Buyer courses online via video conferencing.

The course consists of important information for all first-time home buyers! You will learn about:

  • Credit, debit and budgeting issues
  • Qualifying for a mortgage
  • Shopping for a home
  • The legal aspects of home buying
  • The responsibilities of being a homeowner


WATCH’s class is certified by CHAPA's Massachusetts Homeownership Collaborative, so graduates may be eligible for Down Payment Assistance programs from their City or Town, for the One Mortgage, or other mortgages designed for first time homebuyers. You must attend all three classes to receive a CHAPA Certificate of Completion. No make-up classes will be available.


The class fee is $50 per person or $75 per couple. Currently FTHB classes are offered online.  Couples purchasing a home together are both encouraged to attend, although (unless your mortgage lender tells you otherwise) only one person may be required to complete the course.  Mass Housing Programs require that at least one borrower purchasing a home has a pre-purchase certificate.  One Mortgage Programs require that all borrowers complete a pre-purchase course and receive certificates.


The next set of classes will be held October 13, 14, and 15 from 6:00 pm – 9:00 pm. Check out the October 2020 Flyer for dates and information. Sponsored by Needham Bank.

If you need to take a class before WATCH's course starts, check out CHAPA's calendar of classes available in Massachusetts.

For a list of affordable homes for sale, visit CHAPA's Mass Access or MAHA's Mass Affordable Homes.



$50 for individual:

$75 for two family members taking the course together:

*Confirmation of registration and detailed information about the course will follow shortly after you complete the registration.

By mail:

To register by mail, fill out this registration form and mail it with your check ($50 per person, $75 for two family members) with FTHB in the memo line, to WATCH CDC, 24 Crescent St., Ste. 201, Waltham, MA  02453.

For more information, e-mail Tania or call WATCH at 781-891-6689 ext. 206.  Please leave your name, email address and phone number in the message.

Already took the class? Check out these supplemental materials.

Budget Worksheet for Healthy Home Finances

CHAPA certified First Time Home Buyers Reference Book :


Budgeting and Credit

Housing Search Process

Obtaining A Mortgage


Home Inspection



Successful Homeownership